Well our homework this week in Dave Ramsey,is to get a handle on our debt snowball.... We have alot less debt than most people, but we have NO savings..BABYSTEP #1
Baby Step #1 is $1000.00 in savings to "cover" you while you pay off your debt. It is Murphy's Law, that as soon as I start making progress on my debt, my car will break-down or I will need a new fridge...LOL I will keep everyone updated as we go...
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